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  • In most cases, signing up for Medicare at age 65 is a good idea, unless you want to risk paying a permanently higher premium.
  • If still covered under an employer health plan, no late penalty applies if you delay Medicare sign up.
  • Most people have to sign up for Medicare when they turn 65, but some people enroll automatically.

  • You can apply for Medicare online, as well as by phone, mail, or in-person.
  • Overall, Social Security’s online application is the easiest and fastest way to apply for Medicare.
  • Generally, to apply for Medicare online takes about ten minutes after a few required documents are gathered.
  • In nearly every case, people should apply for Medicare when initially eligible.
  • In cases where applicants missed their initial enrollment period, they must sign up  during another enrollment period when it becomes available.

  • The Medicare website provides information on eligibility at no cost
  • The Medicare website provides a sign-up option at no cost
  • The Social Security website provides information on eligibility
  • The Social Security website provides a sign-up portal for Medicare as well as Social Security benefits at no cost

To get the most accurate quote, you need to supply your car's make, model, and year, as well as information about your driving history. To purchase an auto policy, you'll need your vehicle identification number (VIN) handy. We'll also ask for your Social Security and driver's license number. Not sure which coverages to select? Our car insurance calculator can help you estimate your coverage needs. Ready to get started? Get a quick car insurance quote online.

Purchasing life insurance allows you to provide a safety net for your loved ones in case you pass away. A life insurance policy is a contract stating that, as long as your premium is paid and the policy is active when you die, your beneficiaries can receive a death benefit payout to be used however they like — for final expenses, paying off outstanding debt, and even everyday costs.

Consider your budget and your reasons for getting life insurance when determining which type of life policy is best for you. Do you want to make sure your income is replaced in case you die before you retire? Or do you need coverage no matter when you pass? Explore these quick tips for narrowing down your options.